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A rare opportunity in the heart of Bid A Wee, one of Panama City Beach's most coveted neighborhoods and the only beach community along PCB's 26 miles of sugar white sand offering private gated deeded beach access. The property is ideally located within a limited section of the neighborhood where SHORT TERM RENTALS ARE PERMITTED, making it an exceptional find! This unique property sits on one parcel and features two separate residential units, offering exceptional flexibility for homeowners and investors alike. Whether you live in one unit and rent the other, or maximize income by renting both, the options here are hard to find especially this close to the Gulf. The primary residence at 13801 Bay Avenue offers approximately 1,200 square feet with 3 bedrooms and 2 full baths, featuring recent interior updates including the kitchen, living areas, bedrooms, bathrooms, and updated flooring. A sunroom/breezeway connects the home to a two car garage and opens to a private fenced backyard complete with a covered grilling patio and open deck ideal for outdoor living. The second residence, identified for mailing purposes as 500 Albatross Street, offers approximately 1,100 square feet with 3 bedrooms and 2 full baths in an open concept layout. This unit includes a covered front porch, fenced backyard with gated access, and its own garage connection, providing privacy and functionality for guests or tenants. Both units feature laundry rooms, separate entrances, dedicated garage space, and ample parking, including room for a boat or additional vehicles. With a three minute walk or 30 seconds in a golf cart to the Gulf, owners may opt into the Bid A Wee HOA for a nominal annual fee, granting access to the gated beach entrance. Centrally located near Pier Park, dining, shopping, entertainment, and nightlife, this property delivers the perfect balance of beach lifestyle, neighborhood charm, and income potential. **FLOOR PLANS in Photos** Dimensions approximate, please verify if important.